Prosperity Mutual Services

Prosperity Mutual will assist you in the following areas through affiliate companies who are experts in their respective industries.

Prosperity Mutual is a professional investment facilitator. We strive to provide a series of services in the market which most people need but do not know how to source. Even if they were able to locate professionals they would be travelling from firm to firm and getting a varied approach. We at Prosperity Mutual believe synergy between all professionals is the preferred approach.

What does my Membership with Prosperity Mutual Include? Below is the list of all services you as a Member will receive.

Please remember all services below are covered in membership.

INITIAL CONSULTATIONS

Consultant / Financial Advisor

- Initial Discovery Meeting
- Analyse Existing Situation
- Prepare Strategy
- Presentation at 2nd Meeting
- Finalise Approval as Members of Prosperity Mutual

PROPERTY

- Source and Negotiate on New or Completed Investment Properties
- Contract Valuers to Appraise Property
- Contract Rental Agents to Manage Property
- Manage Tradesman to Completion
- Prepare Detailed Investment Schedules
- Present Affordability via a ‘PIA’ Report
- Conduct a Property “Run” to View Existing Building and Available Stock
- Contract New Purchase
- Prepare Annual Statements for Reporting on Tax Issues
- Review all Contracts Legally prior to Execution by Members
- Provide Rental Guarantee for First Year’s Occupancy

FINANCE – Westpac / NAB / St G / CBA

- Meet with Finance Department
- Procure and Manage the Best Finance Packages Available
- Organise Property Valuations
- Prepare Mortgage Documentation
- Meet for Execution of Loan Documentation
- Attend Settlement for Finalisation
- Negotiate Nil Establishment Fees
- 2 Months mentoring for debt reduction and budgeting.

FINANCIAL PLANNING – FP Investment Partners Pty Ltd A.F.S.L 288749

- Establish Investment Profile via a ‘Fact Find’
- Preparation of Investment Strategy - STATEMENT OF ADVICE”
- Prepare and Finalise Financial Plan
- Review Existing Policies
- Evaluate Superannuation; Make Appropriate Recommendations
- Evaluate Suitability of Structures
- Self Managed Superannuation Funds
- Consolidate all Policies into Single Working Fund
- Review Current Home / Contents INSURANCE
- Review Life and Disability Insurance, and Income Protection
- Report on Exposure and Risk
- Implement New Cover
- Review Portfolio Annually

A CHOICE OF EITHER

LEGALS – Wills

- Consult
- Draft will documents
- Approve and Execute documents
- Draft Power of Attorney (at investors expense if deemed required)


ACCOUNTING

- Review Previous Years Returns
- Analyse Current Years Details
- Prepare 2 x Tax Returns, and Income Tax Variation Forms
- Finalise and Lodge Returns
- Organise Section 15-15 on Investments

MANAGEMENT / REPORTING (quarterly reviews)

- Accounting File – Keep up to date with Tax Issues
- Property File – As Soon as we Believe you can Afford it, Additional
- Properties will be Sourced and Presented to Match your Budget
- Loans – Track and Maintain Debt Reduction Program

ADDITIONAL BENEFITS:

- Discounts through Travel Bug Partners
- Discounts on Purchasing Properties Directly From Developer
- Discounted Brokerage on Managed Funds through FP Investment Partners
- Discounted Brokerage on Superannuation Placement through FP Investment Partners

Summary

The buying power of Prosperity Mutual has been able to achieve the maximum level of service without compromising the high standards demanded by our Members in the financial services industry.

Thank you for allowing our representative an opportunity to present this to you. We hope this information will assist you in realising the need to take the next step towards securing your financial future. It is your future, not ours. The decisions you make today affect the way you will live in later life.

“Time is either your best friend or your worst enemy”
Let us help you make it your friend

Disclaimer: The information contained in this document is provided based on a basic review of the financial information provided by the said party. A more detailed and thorough strategy will be provided upon approval of membership and subsequent analysis of financial position.